Get to Know Us
We're invested in you
We're Oregonians, just like you. We're a team of individuals who live and work in the same communities as you do, and we exist to serve you. Every dollar you invest in Oregonians CU is reinvested in you in the form of lower loan rates, higher deposit rates, low fees, and incredible service.
What's Oregonians?
Oregonians Credit Union
We're not a bank. We're not a loan shark. And we're not-for-profit.
NOT-FOR-PROFIT
Every dollar you invest in Oregonians is reinvested in you. Profits made are returned to you in the form of lower interest rates, lower fees, higher earnings on savings, and cash rewards.
FINANCIAL CO-OP
We're a cooperative of individuals who live and work in the same communities as you. The operational decisions we make are based on you, not stockholders.
OWNED BY YOU
As an Oregonians member, you're an owner of the credit union along with other members. You're the center of all that we do. Your vote always counts and your voice will be heard.
A better way to bank
We've been around since 1936 and we have a proven track record of helping people get ahead financially. When you bank with us, we'll proactively look to make your money work for you. From helping you pay less interest on a loan to improving your credit score quicker, we're here to provide you with a transformational banking experience.
Experience the Oregonians Difference
We offer many of the same banking products and services as big banks, like checking and savings accounts, mortgages and car loans; but we offer a better way to bank. If you're not receiving great service from your bank, we hope you'll vote with your feet and bank with us instead.
Not a member yet?
Ready for better banking? Vote with your feet and become a member today.JOIN TODAY
Here are some differences you can expect with our accounts
| Comparison | Oregonians | Big Banks* |
|---|---|---|
| Monthly service fees | Uhm... what's a monthly service fee? We don't have any of those here! | Over 60% of basic checking accounts offered at big banks assess a monthly service fee. |
| ATM fees | You get six free transactions at out-of-network ATMs each month, plus nationwide access to over 30,000 surcharge-free ATMs. | Big banks charge an average $4.35 per ATM transaction. |
| Overdraft fees | You can avoid our $20 NSF fees with auto-transfers from your savings or by opening and Overdraft Line of Credit. | Big banks charge an average $32.74 every time you overdraft your account. |
| Minimum balance requirements | Not with us. | Many big banks offer "free" checking that is only free if you maintain a minimum balance or other requirements. |
| Poor customer service | Not on our watch. | Poor customer service is the primary reason customers switch banks. |
| Reaching a real person | When you call us during business hours, a real person answers the phone. We don't have a phone menu of options. | Many big banks have a laundry list of options you'll need to click through before you can reach a human being when you call them. |
*The statistics provided in the above chart came from this article on the Kiplinger website. |
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Don't take our word for it
Here's what Oregonians members have to say:
Prineville member
"Oregonians in my opinion is probably one of the best banks to do business with. They have such an incredible supportive community team and staff! They make you feel welcome and always try to go out of the way to meet their clients needs to their best ability."St. Johns member
"Smart, funny and dog friendly, these people know how to please. Very helpful in getting the information needed for whatever banking being done at this credit union location. Nice low overdraft fees that don't make us feel robbed."Beaverton member
"Confidence and integrity are two of the qualities I expect from any financial management organization. That has been consistently offered by Oregonians along with highly efficient and friendly staff. I am proud to be a member of this credit union."Gresham member
"My wife and I love doing our business at Oregonians Credit Union. Friendly and fast atmosphere. They care about what matters most to you. Thanks again."
Excellent 4.7 Stars
Based on 600+ Google Reviews
Other Information
Our Volunteers
As a not-for-profit financial institution, Oregonians is governed by a Board of Directors elected by our members. Board members serve on a volunteer basis and receive no compensation for their contributions.
BOARD OF DIRECTORS
- Jeff C., Chairman
- Alicia A., Vice Chair
- Marian G., Secretary
- Paul D., Secretary
- Jim M., Member
- Brian M., Member
- Trish R., Member
Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government agency.
