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- Business
- Business Loans
What Oregonians business members say
Today, Amanda let me know that I gave been a member of Oregonians C.U. for more than 20 years and I have been absolutely satisfied beyond measure with the way all of the team members have helped me in some of my most challenging circumstances especially my many years as a General Contractor. I am thankful for all the members that have helped me.
I have always been treated with respect and especially since I became responsible for our family farm. They have been patient with me as I learn to sort out my new journey with family.
Rholonda was amazing to work with. She took care of me from start to finish. I have dealt with many bank people for my business, and she provided the best service ever. I cannot say enough good things about her. All my needs were taken care of, along with a positive and happy attitude. A rarity in this day and age.
Emily is one of my favorite bankers! I started a credit repair journey a few years ago, right about the time I got Oregonians Credit Union! She has given the best advice she has handled all of our vehicle loans, travel trailer, our business accounts and personal accounts!
Best branch ever! By far the warmest, friendliest banking experience I have ever had. I've been with them for many years both personal and business banking and it has been nothing but a joy. Love these guys for real!
Outstanding customer service! Rodrick, the branch manager, spoke on the phone with me on a Friday for 20+ minutes and took me through what was required to open a new account for a small nonprofit in North Portland. He emailed all the documents that needed to be completed, and when I met with him on the following Monday, everything was processed quickly, professionally. Everyone was friendly, attentive and helpful. Couldn't ask for anything more.
When we started our business last year, banking locally in St. Johns was a high priority for us. Oregonians Credit Union not only offered the best options for checking and savings accounts, but the staff there is consistently friendly and helpful as well.
Commercial Real Estate Loans
Refinance, purchase or use your equity. Loans available for most common types of commercial properties, located in Oregon or Southern Washington.
Features & Details
- No prepayment penalties
- 1% loan origination fee
- Loans up to $1,000,000
- Terms up to 120 months
- 75% max. LTV
- No bare land loans
Rental Property Loans
Mortgages for your rental property located in Oregon or Southern Washington.
Features & Details
- 1-to-4 family non-owner-occupied residences
- No prepayment penalties
- 1% loan origination fee
- Loans up to $1,000,000
- Terms up to 120 months
- 75% max. LTV
Equipment Loans
Loans for the equipment your business needs to operate (think: vehicles, office, dental, machinery, kitchen, etc.).
Features & Details
- Loans up to $500,000
- Terms up to 60 mmonths
- Maximum LTV varies by the type of equipment and the valuation source
SBA 7(a) Loans
SBA Loans are partially guaranteed by the SBA, which brings benefits to you as a borrower and us as a lender. You can use an SBA 7(a) Loan for working capital, equipment, supplies, furniture, and more.
Features & Details
- Capped interest rates
- Terms up to 25 years
- Loans for just about any need (except real estate)
Business Credit Cards
Our business credit card is ideal for covering your day-to-day business expenses (think gasoline, office supplies, subscriptions, utility bills, meals, travel, etc.)
Features & Details
- One low interest rate
- Track your business expenses
- Add employees without giving them access to your business membership
Business Line of Credit
Our business line of credit is ideal for the larger operating expenses your business incurs (think payables, cash flow management, inventory purchases, emergencies, etc.)
Features & Benefits:
- No annual fee
- Lower interest rates than a business credit card
- Higher credit limits available than a business credit card
