Loan Protections

When life hits the fan, it’s better to be protected. Oregonians has protections for your loan and vehicle.

Guaranteed Auto Protection (GAP)

Ever heard of the term “being underwater” on an auto loan? If you total your vehicle and you owe more than it’s worth, you’ll be stuck paying the difference. That’s why Oregonians offers GAP.

For Totaled Vehicles:

GAP reduces or eliminates the gap between what you owe and what your insurance will pay
GAP Plus provides credit up to $1,000 toward financing a replacement vehicle with us

Mechanical Repair Coverage (MRC)

Think of MRC like a vehicle warranty for your car as it ages. The older your vehicle gets, the more it’s going to frequent the repair shop. Oregonians offers MRC to help keep those costs in check.

Features & Benefits

Rental reimbursement
Travel expense reimbursement
24/7 emergency roadside assistance
No out-of-pocket expense (except for any deductible)
Can be used at any authorized repair facility in the USA and Canada

Get Repair Help

File a claim, check a claim status, locate a repair shop, and get roadside assistance.

Debt Protection

If you lose your job, do you still have to make your car payment? Yep. That’s why Oregonians offers Debt Protection, which may cancel your loan balance or payments if a covered life event occurs.