Credit Cards
The card that saves you money
The Oregonians VISA® comes with the best perk of all: a low rate. At the end of the day, the greatest reward you can give yourself is keeping more money in your wallet.
Why choose an Oregonians Credit Card?
You've got options. But with a credit card, the interest rate you're paying will ultimately be what earns you the most money. Not only does the Oregonians VISA® come with a low rate, it also comes with incredible service and fantastic features:
- No annual fee or balance transfer fees2
- Our low rates will save you big money3
- Proud Oregonian Card Design Options
- Compatible with mobile wallets
- 25 day grace period on new purchases
1APR = Annual Percentage Rate. Our credit card has the same great rate for all credit tiers. However, you must meet other credit-related requirements in order to be approved.
2DISCLOSURES: All Oregonians credit cards are subject to credit approval. We make loans and extend credit without regard to race, color, religion, national origin, sex, handicap, or familial status. All terms, including APRs and fees, may change as permitted by law and the Credit Card Agreement & Disclosure.
Don't take our word for it
Here's what our members have to say:
Prineville member
"Emily went above and beyond. Big expenditures can be stressful enough, and rarely does everything go smoothly. But when I ran into an issue at the dealership, she jumped to action and got me out of a pinch. This is my second loan through Oregonians, and thanks to Emily, my next one will be with them as well."St. Johns member
"We started here a year ago, over the course of the year I have moved my business accounts, personal accounts (including my 15 yr old son) my car loans and credit cards! It's been an amazing experience with how helpful everyone has been. [...]Best banking decision to leave all the chain banks and go to Oregonians!"
Mount Hood
Crater Lake
St. Johns Bridge
Haystack Rock
Columbia River Gorge
Smith Rock
Portland Skyline
What will borrowing $5,000 on a credit card cost me?
Based on a $5,000 balance and only making minimum payments, here's the amount you'll have paid in interest payments by the time you pay your card off. So if your rate is 13.50%, you'll have paid $8,801 including the original balance and interest payments.
13.50% APR
The average "low interest" credit card rate is 13.66% APR.
22.50% APR
The average rewards credit card rate is 22.58% APR.
30.00% APR
The average airlines rewards credit card rate is 30.27% APR.
Disclosure: A minimum payment of 2.5% of the credit card balance was used to determine the interest payment calculations, and hence the total amount paid over time. Most rewards and retail credit cards have a minimum payment requirement of 2%, which could more than double the estimated amounts presented over time. For instance, borrowing $5,000 at 30.00% APR while making minimum payments of 2% of the balance, will have cost $132,072 by the time the $5,000 is paid off.
Mobile wallets
A mobile wallet can take the place of your physical Oregonians debit card. Our debit cards are compatible with Apple Pay, Google Pay and Samsung Pay.
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