ยป Upcoming Holiday Closure: Oregonians branches and Member Service Center will close at 3pm on Tuesday, 12/24 and be closed Wednesday, 12/25 in observance of Christmas.

Deposit Rates

Rates Accurate as of Today
All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal. If the rates below don't match the rates in the Loan Rate Sheet PDF provided above, try clearing the cache on your browser.

Checking Accounts

ACCOUNT TYPE RATE APY*
Interest Checking .13% .13%
Business Interest Checking .13% .13%
*Annual Percentage Yield
Small Business Checking, My Checking, and My Rewards Checking do not earn interest.

OPEN A CHECKING ACCOUNT

 

Savings Accounts

Account Type Rate APY*
Membership Share Account .09% .09%
Member Rewards Savings .09% .09%
Club Accounts .09% .09%
IRA Share Accounts .68% .68%
Homebuyer Savings 1.00% 1.01%
*Annual Percentage Yield.

Kids Accounts

BALANCE RATE APY*
Saver Hounds Club
$0 to $500 .19% .19%
Over $500 .09% .09%
Teen Club
$0 to $500 .19% .19%
Over $500 .09% .09%
*Annual Percentage Yield.

 

Money Market Account

BALANCE Rate APY*
$2,500 .71% .71%
$10,000 .87% .87%
$25,000 .95% .95%
$50,000 & above 1.11% 1.12%
 *Annual Percentage Yield.

 

Certificate Accounts

Term Term (days)  Rate APY* Min. Opening Balance
3 Months 91 - 180 1.27% 1.28% $1,000
6 Months 181 - 365 2.56% 2.59% $1,000
12 Months 366 - 730 3.02% 3.07% $1,000
24 Months 731 - 1095 2.86% 2.90% $500
36 Months 1096 - 1460 2.80% 2.84% $500
48 Months 1461 - 1825 2.93% 2.97% $500
*Annual Percentage Yield.
Certificate rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.

Bump Certificate

Term Term (days) Rate APY* Balance
24 Months 731 - 1095 2.66% 2.70% $2,500
36 Months 1096 - 1460 2.60% 2.63% $2,500
48 Months 1461 - 1825 2.73% 2.77% $2,500
*Annual Percentage Yield.
Minimum initial amount of $2,500. Member may bump the rate one (1) time to the current market rate - the new rate remains for the maturity which is based on the original certificate term. All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.

IRA Certificate Accounts

Term Term (days)  Rate APY* Balance
3 Months 91 - 180 1.37% 1.38% $1,000
6 Months 181 - 365 2.66% 2.70% $1,000
12 Months 366 - 730 3.12% 3.17% $1,000
24 Months 731 - 1095 2.96% 3.00% $500
36 Months 1096 - 1460 3.00% 3.05% $500
48 Months 1461 - 1825 3.13% 3.18% $500
*Annual Percentage Yield.
All rates are subject to change at anytime. Account fees may reduce earnings. For Certificate Accounts, there is a penalty for early withdrawal of principal.


NCUA Logo Your savings accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA).