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- Save & Spend
- Checking
- Checking Comparison
Checking Account Features
All of our checking accounts require a $50 opening deposit, and they come with these features:
- No maintenance fee
- No balance requirements
- Free digital banking
- Free bill pay, person-to-person payments, and external account transfers
- Six free out-of-network ATM transactions per month
- Access to 30,000+ surcharge-free CO-OP ATMs nationwide
- Free use of our coin machines
My Rewards
Sure, you can get a checking account pretty much anywhere. But ours will pay you cash for using your debit card each month you meet the criteria below. Otherwise, it’s just like any other free checking account.
Criteria to earn My Rewards
- eStatements enabled
- Direct deposit of $500+
- Receive an account alert
- Log in to digital banking
Rewards Details
- Earn 10 cents for every debit transaction over $51
- Earn an extra 5 cents if your loans with us total $10,000 or more2
1In order to receive the monthly cash reward, all four requirements must be met as of the last day of the month. A My Rewards Savings will be opened with your My Rewards Checking, and your cash reward will be posted to the savings on the 5th day of the month following the close of the rewards account cycle. The account cycle runs from the first day of the month to the last day of the month. You will not receive a reward payout the month you close your account or if your account is not in good standing.
2The loan premium balance requirement applies to secured loans and can only be earned during the first twelve months following your My Rewards Checking account opening.
My Interest Checking
Every penny counts, and this account will pay you pennies you can actually count. You need at least $1,500 in the account to earn interest.
Account Type | Rate | APY* | Min. Opening Balance |
---|---|---|---|
My Interest Checking | .13% | .13% | $50 |
Business Checking | .13% | .13% | $50 |
My Rewards Checking | 0% | 0% | $50 |
My Checking | 0% | 0% | $50 |
*APY = Annual Percentage Yield. Small Business Checking, My Checking, and My Rewards Checking do not earn interest.
Order Checks
Order checks in digital banking, by calling or texting us at 503-239-5336, or by visiting any branch.
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